we are waiting to take your call Welcome to Mortgage 4U. Bad Credit Mortgage

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Mortgage 4U Ltd is authorised and regulated by the Financial Services Authority and is entered on the FSA register (www.fsa.gov.uk/register) under reference No 440608

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Bad Credit Mortgage, Remortgage & Loans Specialists.

For fast completions, and no hassle call
0845 122 7175
Open 7 days a week

Welcome to our web site, if you have a good credit record or a bad credit record our experienced advisors can help you through the mortgage maze, without confusing you or using phrases you cannot understand.  So if you are looking for a good or Bad Credit Mortgage, Remortgage, Right to Buy or are a First Time Buyer. We will find the best mortgage deal available for your own personal circumstances.

We are totally independent and we act for you, not a bank or building society. We have access to all the top UK mortgage lenders.

So why search the web when we search for you, we are able to choose from over 8000 products to find you the best quote which saves you time and money.

Mortgage Lenders


Take a look at some of the current UK mortgage rates and try our repayment calculator and affordability calculator.If you are not sure of the different types of rates in the market we have a guide on rates for your information.

With top of the range back office systems in place your mortgage application is personally handled from the start through to completion, we pride ourselves on our friendly, professional and efficient service.

We can help you if you have a bad credit history

If you are having trouble getting finance due to, bad credit problems, county court judgments, defaults, arrears, IVA or bankruptcy, or just a poor credit score, we can help you, our consultants have specialists knowledge on providing the bad credit mortgage solution for clients that do not fit traditional lending criteria.

We realise that through no fault of their own some client’s fall behind with payments. We treat each client as an Individual, not a number and we are here to assist you. We will go through the whole process providing you with a five star service whatever your situation.

But you don’t have to take our word for it read what some of our clients have to say

To get your own personal mortgage quotation you just need to enter some basic Information into our online mortgage quote form, or just complete our express form below, or you can call us on 0845 122 7175,and  remember there Is no obligation.

Get your Free Express Mortgage Quote
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I am actively seeking a mortgage and would like to discuss
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The overall cost for comparison is 7.5% APR. The actual rate available will depend upon your circumstances. Ask for a personal illustration. APR variable and based on a usual case.